Sydney Buyers Agent & Mortgage Broker
Buying property or arranging a home loan in Sydney? Truth Group provides professional buyer representation and mortgage broking to help you make informed property and finance decisions.
Licensed Real Estate Agent: LREA 20302280
Australian Credit Representative: ACR 552460
Access to more than 40 lenders
Sydney-based personal service
Licensed Real Estate Agent: LREA 20302280
Australian Credit Representative: ACR 552460
Access to more than 40 lenders
Sydney-based personal service
Buying property involves two important decisions: choosing the right property and arranging finance that suits your circumstances.
Truth Group can assist with either side of the purchase — or both.
Buyer Representation
As your buyer’s agent, I can help you develop your property brief, search and shortlist suitable properties, assess comparable sales and potential risks, coordinate due diligence, negotiate with selling agents and bid at auction where required.
Mortgage Broking
As your mortgage broker, I can help you understand your borrowing position, compare suitable home loan options from more than 40 lenders, prepare your application and communicate with the lender through to settlement.
Use Either Service or Both
You are not required to use both services. You can engage Truth Group solely as your buyer’s agent, solely as your mortgage broker, or use both where having your property and finance strategy coordinated is useful.
You deal directly with Nicholas Parpis throughout the process rather than being passed between different staff members.
How Truth Group Can Help Sydney Property Buyers
Truth Group provides two separate professional services for property buyers, buyer representation and mortgage broking.
You can use either service independently or both where appropriate.
Who Truth Group Helps
Truth Group works with Sydney property buyers and borrowers at different stages of the property journey. Whether you need professional representation when purchasing property, help arranging finance, or both, you can work directly with Nicholas Parpis throughout the process.
Why Use a Sydney Buyers Agent and Mortgage Broker Together?
Your property budget and loan position should guide your property search.
For example, when property and finance are handled separately, problems can arise:
- You may search above your realistic budget
- Your pre-approval may not suit the property selected
- The property type may be unacceptable to the lender
- Your deposit may not cover all buying costs
- Your finance conditions may not match the contract
- A delayed approval may place the purchase at risk
As a result, combining the two services allows the property search to be aligned with your current financial position from the beginning.
However, you are not required to use both services. You can engage Truth Group solely as your buyers agent or solely as your mortgage broker.
A Clear Five-Step Property and Finance Process
Therefore, navigating the property buying process involves several important steps:
A Clear Five-Step Property and Finance Process
Therefore, navigating the property buying process involves several important steps:
When you engage Truth Group, you deal directly with me Nicholas Parpis rather than being passed between sales staff, junior agents or a call centre.
I am a licensed real estate agent and mortgage broker, which allows me to understand both the property-purchase process and the finance considerations that can affect a transaction.
My credentials include:
• Licensed Real Estate Agent – LREA 20302280
• Australian Credit Representative – ACR 552460
• Diploma-qualified mortgage broker
• MFAA member
• NSW Justice of the Peace
Before working in property and finance, I was self-employed in the trades. That background has given me a practical approach to property, business and the financial pressures faced by everyday buyers and families.
As a husband and father of three, I also understand that buying a home is not simply a financial transaction. It can affect your family, lifestyle, commute, schools, monthly budget and long-term plans.
My approach is straightforward:
• Understand what you are actually trying to achieve
• Give you clear information without unnecessary jargon
• Assess the property and available evidence before you commit
• Represent your interests when dealing with selling agents
• Tell you when I believe something needs further investigation
• Be prepared to walk away when the property or price no longer makes sense
You work directly with me from the initial discussion through the property-buying process.
Recent Sydney Buyer Result
First Home Buyer Purchase Secured for $900,000
A recent Truth Group client engaged me to assist with purchasing their first home in Sydney.
The property attracted competing buyer interest, with other offers around $910,000 and an advertised price guide extending to approximately $950,000.
My role included:
• Assessing the property and available comparable sales
• Reviewing the price and competing buyer interest
• Developing the offer and negotiation strategy
• Communicating directly with the selling agent
• Coordinating due diligence with the buyer
• Supporting the purchase through to exchange
The property was successfully secured for:
$900,000
The result demonstrates the value of approaching a property purchase with research, a clear maximum price and a disciplined negotiation strategy.
Every property, seller and negotiation is different. Past results do not guarantee future outcomes.
Planning to buy property in Sydney?
If you want professional buyer representation throughout your search and purchase, let’s discuss your property brief.
Discuss My Property Search
Truth Group is based in South-West Sydney and assists property buyers and borrowers across Greater Sydney.
Buyer’s agent services are available across suitable Sydney markets depending on your property brief, budget and the type of property you are looking to purchase.
Areas we assist include:
• Inner West Sydney
• Western Sydney
• South-West Sydney
• Liverpool and surrounding suburbs
• Sydney CBD and Fringe
• Eastern Suburbs
• Lower North Shore
• Upper North Shore
• Northern Beaches
• Hills District
• Macarthur and Camden
• Penrith and surrounding areas
Mortgage broking services may also be available to clients across NSW and other locations, subject to the type of lending required.
For buyer representation, the focus is on finding and assessing suitable properties within the areas that match your individual brief — rather than simply covering every suburb in Sydney.
View Areas I Service
View Areas I Service
Clear, practical information to help you make better property and finance decisions.
- How Much Can I Borrow for a Home Loan?
- How Much Deposit Do I Need to Buy a Home?
- Is Using a Sydney Buyers Agent Worth It?
- Do I Need Home Loan Pre-Approval?
- What costs should I budget for besides the purchase price?
- Why some buyers keep missing out on property?
- What happens after my offer is accepted?
What does a buyer’s agent do?
A buyer’s agent represents the buyer rather than the seller. Truth Group can assist with property search, shortlisting, comparable sales analysis, due diligence, negotiation and auction bidding depending on the service you engage.
How much does Truth Group’s buyer’s agent service cost?
Full-service residential buyer representation currently starts from $9,500 + GST for purchases up to $1.5 million. Other buyer services may be available depending on the level of assistance required.
Do I have to use Truth Group as both my buyer’s agent and mortgage broker?
No. Buyer’s agent and mortgage broking services are available separately.
You can engage Truth Group solely for buyer representation, solely for mortgage broking, or use both services where appropriate.
If you already have a mortgage broker or lender, I can work alongside your existing finance team while representing you as your buyer’s agent.
Can Truth Group help if I have already found a property?
Yes. Depending on what assistance you need, Truth Group may be able to help with property assessment, comparable sales analysis, negotiation or auction bidding even if you have already identified the property.
Can you help me work out how much I can borrow?
Yes. Mortgage broking support can include reviewing your borrowing capacity, deposit position, existing commitments, lender options and whether pre-approval may be suitable.
Borrowing capacity varies between lenders and individual circumstances and remains subject to lender assessment and approval.
Which areas of Sydney do you service?
Truth Group assists suitable buyer briefs across Greater Sydney, including the Inner West, Western Sydney, South-West Sydney, Liverpool, Sydney CBD and Fringe, Eastern Suburbs, North Shore, Northern Beaches, Hills District, Macarthur, Camden and surrounding Sydney markets.
Who will I actually deal with?
You deal directly with Nicholas Parpis throughout your engagement rather than being passed between different salespeople or junior staff.
For buyer representation, I work directly with you through the property brief, search, assessment and negotiation process. Mortgage broking support is also handled directly where required.
Need Finance? Understand Your Borrowing Position
If you are planning to buy property and need a home loan, understanding your borrowing position before you commit can help you establish a realistic property budget.
As your mortgage broker, I can review your circumstances and compare relevant lender options and policies.
A personalised borrowing-capacity assessment may help you understand:
• Your estimated borrowing range
• Your available deposit and expected buying costs
• Approximate loan repayments
• Home loan options that may suit your circumstances
• Lender-policy differences that may affect your application
• Existing debts or commitments affecting serviceability
• Whether home loan pre-approval may be appropriate
• The next steps required to prepare your application
Different lenders can assess income, expenses, liabilities and borrowing capacity differently, which is why a personalised assessment can provide more useful information than relying only on an online calculator.
All borrowing-capacity estimates remain subject to lender eligibility, assessment and approval.
Ready to Take the Next Step?
Whether you need professional representation when buying property or help arranging your home loan, choose the service that matches what you need.
Buying Property?
If you want help searching, assessing, negotiating or bidding for property in Sydney, discuss your property brief directly with Nicholas.
Discuss My Property Search
Full-service buyer representation from $9,500 + GST for purchases up to $1.5 million.
Need a Home Loan?
If you need help understanding your borrowing position, comparing lenders, obtaining pre-approval or arranging finance, speak with Nicholas about your home loan options.
Check My Borrowing Power
Buyer’s agent and mortgage broking services are available separately. You can also use both where appropriate.
Truth Group
Buy Smarter. Borrow Better.
Initial consultation to understand your buying requirements and explain the service.